Cosmoprof credit card easy pay

Comenity Bank Cosmo Prof™ Rewards is an option for those, who need Classic features. With an APR of 32.24% and $0 annual fee this credit card can easily …Look no further than the Cosmoprof Credit Card. This powerful financial tool offers numerous benefits, including cashback rewards for every purchase, flexible payment options, exclusive access to industry events, and more. With the Cosmoprof Credit Card in hand, you’ll have the financial flexibility and freedom needed to grow your business.3% Off every time you shop at Cosmo Prof ™ with your Cosmo Prof Rewards Credit Card. $10 Off Welcome Gift on your next purchase with your Cosmo Prof™ Rewards Credit card. $10 birthday reward gift to use during your birthday month for Cosmo prof™ Rewards Credit Cardholders at Cosmo prof only. More Details. Additional Program …It's easy and secure to pay your Lowe's bill online and conveniently manage your account. You'll never wonder about the status of your account. Access it at any time and from ... Consumer Credit Cards 1-888-840-7651; Business Account 1-888-840-7651; Accounts Receivable 1-866-232-7443;Help make paying for routine maintenance easy with your Synchrony Car Care™ credit card. Whether you’re in need of an oil change, replacing belts and hoses, installing new windshield wipers or auto repairs, your Synchrony Car Care™ credit card is accepted at more than 1 MILLION auto merchants nationwide including parts, repair, gas, services …Live Customer Care hours may vary on holidays. Access automated customer care 365 days a year, 24 hours a day, 7 days a week.Met EasyPay kunt u uw LOFT Mastercard®-rekening online beheren, betalen en bekijken. U kunt zich aanmelden met uw gebruikersnaam en wachtwoord of een nieuwe account aanmaken. Geniet van de voordelen van uw LOFT Mastercard®, zoals beloningspunten, gratis verzending en meer.<link rel="stylesheet" href="./assets/c2c-plugin/nuance-c2c-button.css"> <link rel="stylesheet" href="./assets/build/nuance-chat.css"> <link rel="stylesheet" href ...Enjoy up to a year of extended payment on your Credit Card purchases without any interest. Features and Benefits: Enjoy the freedom to pay over a period of up to 24 months; ... Spend using your card and pay later in easy installments at a low interest rate per month. Features: Enjoy the freedom to pay offer a period of up to 60 months at 1.75% interest …Dec 21, 2022 · To do this, you just need to go to the appropriate section. To pay your bill by phone, you must contact Cosmo Prof Credit Card Support at: 1-800-701-4169 ,TDD/TTY 1-888-819-1918 . Also, you can send a payment by mail: Comenity Capital Bank. PO Box 183003. Fraud Protection. If you think your account is being used by someone else or has been compromised, call Customer Care immediately at 1-800-701-4169 (TDD/TYY: 1-888-819-1918 ). While we're helping protect you from unauthorized charges, here's what you can do to help keep your account safer: Sign your credit card and store it in a safe place.If your mobile carrier is not listed, we are currently unable to text you a unique ID code. Please call Customer Care at 1-800-701-4169 (TDD/TTY: 1-888-819-1918).Anytime, Anywhere Access your account 24x7 and from anywhere you go. See all Credit Details Keep track of all deals and settle future installments. Zero Charges Hassle free payment at no extra charge. Skip Queues Save time …Customer Service: 888-206-1192. Contact Us. Find Your Nearest Store. Request a Consultant. Cosmo Prof Digital Assistant. Safety Data Sheets.Account Security. Protecting your privacy and account security is our top priority — that's why we use the latest encryption technology to give you peace of mind while you access your account online. In addition to our safeguards, here are some important steps you can take to protect your privacy and Cosmo Prof ™ account information:Apr 16, 2023 · Online account management: The Cosmoprof Credit Card provides professionals with the ability to manage their account online, making it easy to view account activity, pay bills, and track spending. Rewards program: The Cosmoprof Credit Card offers a rewards program that allows professionals to earn points for every dollar they spend. Manage your account - Bread Financial ... undefinedThe easiest way to apply for a credit card from Comenity Bank is to do so online. Search the card name, and find a link to the retailer site or Comenity’s website. From there, click “Apply Now” and provide the required information. For instance, searching for “Victoria’s Secret Credit Card” brings up this page, where you can apply.KEY FEATURES. • Updated Quick Order for placing fast bulk orders. • Enhanced product barcode scanning. • Improved Search functions (voice & barcode capabilities) • Improved Checkout. • Improved Order History and Order Tracking. • Easy access to Cosmo Prof Card. • Add multiple hair-color shades to your cart at once.The Cosmo Prof Rewards Credit Card is finally here! ⁣ more. View all 22 comments. The Cosmo Prof Rewards Credit Card offers a new rewards program for professionals with two tiers of benefits, Gold and Platinum. Customers with. The CosmoProf Rewards Credit Card is finally here! Get $20 off your first $50 purchase …Cosmoprof Credit Card. Cosmoprof Credit Card. Thanks to this credit card, you can pay your bills online, see the transactions related to account movements and money transfers, and review the loan application and the awards you have won. It also offers discounted flight tickets and extra discounts on products of many famous brands and hotel ...Welcome, Select Your Card Sephora Visa® Credit Card Sephora Visa® Credit Card Sephora Credit Card Sephora Credit CardWhen it comes to paying your Cosmoprof credit card bills, there are four options: Paying your bill online is a simple process that you may do by visiting the website. All you have to do is sign in with your account information, navigate to the payments area, and complete your payment. Paying credit card bills over the phone: You may pay your ...Improve Cash Flow with Online Credit Card Processing. Create an enjoyable experience for your customers, increase cash flow, and create more predictable revenue streams by accepting one-time and automated, recurring credit card payments.We looked at millennials' credit card habits to find the places where millennials have the most credit card debt and where they struggle to pay it off... Calculators Helpful Guides...Step 2: Provide the details of your credit card. Select the type of card you own. Then, enter the 15-digit or 16-digit number on your credit card and the amount you would like to pay. You will then be securely redirected to the payment interface of the bank you selected. Step 3: Confirm the payment.EasyPay - Comenity Hassle-Free Payments is a simple and fast way to pay your Comenity credit card bills online without logging in. You can choose from various payment options and enjoy the benefits of Comenity Bank. Find out …A: Easy Pay Card: ACH system – Card is linked to your checking account. (Just like a direct deposit). No bank holds! Security – Safer than using a credit card or writing a check since there is no personal information on the card. If card is lost or stolen, it is PIN protected. If someone enters the wrong PIN three times, the card is locked ...Easy Pay Eligibility. correct. All Gulf Bank credit cards are included. correct. Charge cards are not eligible for Easy Pay. correct. To know whether your card is eligible for Easy Pay, send an SMS with the word “Easy” followed by the last 4 digits of your card number to 1805805. Example: Easy 1234.BIG Rewards members can earn $5 back in rewards for every $100 spent in purchases charged to your Big Lots Credit Card. 1. No interest if paid in full within 6 months on purchases of $250 or more. Interest will be charged to your Account from the purchase date if the promotional plan balance is not paid in full within the promotional period 3 ...Pay bill credit card online · Pay credit card bill through EasyPay · By calling the phone number: (888) 566-4353 · Pay cosmoprof credit by post . Those who have Sally Beauty and Cosmo Prof cards get access to benefits like a discount off their purchase of at least $50 when they open and utilize their cards .EasyPay - Comenity is a convenient and secure way to pay your bills online without creating an account. You can use your credit card number, ZIP code or postal code, and identification type to access your payment options. Whether you have a Comenity Mastercard, a Wayfair card, or a AAA Rewards card, you can use EasyPay to manage …Fraud Protection. If you think your account is being used by someone else or has been compromised, call Customer Care immediately at 1-800-701-4169 (TDD/TYY: 1-888-819-1918 ). While we're helping protect you from unauthorized charges, here's what you can do to help keep your account safer: Sign your credit card and store it in a safe place.EasyPay - Comenity is een online service waarmee u uw Academy Sports + Outdoors Credit Card account gemakkelijk kunt beheren. U kunt uw saldo bekijken, betalingen doen, uw transacties inzien en meer. Meld u vandaag nog aan en profiteer van de voordelen van uw creditcard.Register your card to shop online.*. 3 Easy steps to create your profile & start shopping: Have your zip/postal code handy and enter both as shown. Click the Login link, and begin registration using the "register for web access" fields. Once found your membership details will be shown. Complete the process by entering an email (*) and password.Contents [ show] Cosmoprof Credit Card Key Highlights. Summary of CosmoProf Credit Card. The card will worth for you only, if you buy professional beauty …Ready, set, enjoy. Activate your Sam’s Club Credit Card, then register for online account management to use online tools to manage your account. Activate and start using your Sam's Club credit card right away. Register online to …Are you planning a vacation with Club Wyndham and wondering about the various payment options available? Look no further. In this comprehensive guide, we will walk you through the ...EasyPay - Comenity is a convenient and secure way to pay your bills online without creating an account. You can use your credit card number, ZIP code or postal code, and identification type to access your payment options. Whether you have a Comenity Mastercard, a Wayfair card, or a AAA Rewards card, you can use EasyPay to manage …In today’s fast-paced world, convenience is key. When it comes to managing your finances, one of the most important tasks is paying your credit card bill on time. Gone are the days...Manage your credit card account online - track account activity, make payments, transfer balances, and moreCosmo Prof™ Rewards Credit Card - Help. Back to All Help Topics. Comenity's EasyPay. Frequently Asked Questions. Expand All Answers. What is Comenity's EasyPay? Is …If your mobile carrier is not listed, we are currently unable to text you a unique ID code. Please call Customer Care at 1-800-701-4169 (TDD/TTY: 1-888-819-1918 ). Close.Easy to Use: The Cosmoprof Credit Card is accepted at all Cosmoprof locations, as well as at a wide range of other retailers. This makes it easy for users to earn rewards points and take advantage of the benefits offered by the card. ... Flexible Payment Options: The Cosmoprof Credit Card offers flexible payment options, including online …Savings for emergency purposes might have depleted. Credit card. Full payment. Full ownership. Up to 18% p.a. interest rate is charged on the outstanding balance when partial to zero payment is made after a 20-day interest-free period. 0% easy payment plan for 6, 12, 24 or 36 months. Full payment.3. Credit card consolidation. Transfer your credit card debt to a balance transfer card or personal loan with a lower interest rate — allowing you to focus on just one monthly payment. The best way to pay off credit card debt depends on your personal situation. As you start this journey, consider three popular strategies.Here are the simple steps to use it at the pump: Pull up to the pump and lift the handle to select your grade of gas. On the payment screen, locate and tap the "Easy Pay" option. Open your Circle K app and use it to scan the QR code displayed on the pump screen. The app will connect and you‘ll see "Payment in Process".Hassle-Free Payments. Pay your Comenity Credit Card bill — no online account necessary.Step 3: Start saving money in a safe & secure way! Save 30¢ per gallon on your first 100 gallons of fuel, and $0.10 per gallon after that. You’ll be required to enter your PIN at the start of each transaction to ensure the protection of your account. Payment Card Customer Service: 1-855-276-6088.2 reviews and 2 photos of CosmoProf "Rita is a Goddess! She runs the show at the downtown location! ... Accepts Credit Cards. Accepts Android Pay. Accepts Apple Pay. 8 More Attributes. Ask the Community. ... Your trust is our top concern, so businesses can't pay to alter or remove their reviews. Learn more about reviews. Username. Location. 0. …Cosmo Prof™ Rewards Credit Card - Help. Back to All Help Topics. Comenity's EasyPay. Frequently Asked Questions. Expand All Answers. What is Comenity's EasyPay? Is …What's the latest I can make an online payment and not be charged a late fee? All Help Topics. Get the answers you need fast by choosing a topic from our list of most frequently asked questions. ... Credit Card Agreement ; Terms ; Find a Store ; Shop Now ; ... which is part of Bread Financial. Cosmo Prof™ Accounts are issued by Comenity Capital Bank. 1 …In some cases, the rewards outweigh the processing fees. We’re in the final countdown to Tax Day (Tuesday, April 18), which means you should be thinking about filing your 2022 tax ...Met EasyPay kunt u uw LOFT Mastercard®-rekening online beheren, betalen en bekijken. U kunt zich aanmelden met uw gebruikersnaam en wachtwoord of een nieuwe account aanmaken. Geniet van de voordelen van uw LOFT Mastercard®, zoals beloningspunten, gratis verzending en meer.EasyPay is a convenient and secure way to pay your Cosmo Prof™ Rewards Credit Card bill online. You can choose to pay the minimum amount due, the statement balance, or any amount you want. You can also schedule your payments in advance or enroll in automatic payments. EasyPay helps you save time and avoid late fees.Manage your account - Comenity ... undefinedIntroduction: Managing credit card payments can sometimes be a hassle, but with the CosmoProf Credit Card Pay Bill system, it becomes easier than ever. In this article, we will explore the various methods available to make your payments, including online payment options, automated payments, and alte... Customer Service: 888-206-1192. Contact Us. Find Your Nearest Store. Request a Consultant. Cosmo Prof Digital Assistant. Safety Data Sheets. Easy to Use: The Cosmoprof Credit Card is accepted at all Cosmoprof locations, as well as at a wide range of other retailers. This makes it easy for users to earn rewards points and take advantage of the benefits offered by the card. ... Flexible Payment Options: The Cosmoprof Credit Card offers flexible payment options, including online …4 days ago · Manage your credit card account online - track account activity, make payments, transfer balances, and more Login to access your SBI Card account. Note: Customers holding an SBI Corporate Credit Card need to login using Card Details or User ID to access their Corporate Card account. Login to your SBI Credit Card account online to access card details, redeem rewards points, view statements, reset pin, reset password, unlock account and more.Introduction: Managing credit card payments can sometimes be a hassle, but with the CosmoProf Credit Card Pay Bill system, it becomes easier than ever. In this article, we will explore the various methods available to make your payments, including online payment options, automated payments, and alte...Feb 12, 2023 · Online Application Process. To apply for the CosmoProf Credit Card online, simply follow these steps: Visit the CosmoProf website and click on the “ Apply Now ” button. Fill up your personal and financial details on the online application form. Submit the application and wait for a response. CosmoProf Perks When Using CosmoProf Credit Card. Receive 3% off when you use your card. $10 off your following Card purchase of $50+. Cosmo Prof Platinum cardholders get free shipping on card orders of $150 and over. Surprise gift during your birthday month and on the anniversary of your account opening.How to Pay Credit Card Bills in 5 Steps: Link a checking account to your credit card, using the account number and routing number for the checking account. Make the checking account the primary source for credit card payments. Schedule recurring payments to be made monthly by the due date, or choose to make a one-time payment …Citibank credit card customers can pay their bill by sending a check or money order via mail. Customers can also opt for a one-time online bill payment, enroll in auto bill pay or ...We would like to show you a description here but the site won’t allow us.Annual Fee. Rs. 500. Spend Rs. 35,000 on your card in a year for fee waiver. *Please note - Joining/Annual fee waiver is applicable only to non-delinquent credit cardholders. APPLY NOW. Scan me. BoB Credit Card - Your anytime money, your easy to access, meets your specific needs and enhances your life experiences. Apply Now!Fraud Protection. If you think your account is being used by someone else or has been compromised, call Customer Care immediately at 1-800-701-4169 (TDD/TYY: 1-888-819-1918 ). While we're helping protect you from unauthorized charges, here's what you can do to help keep your account safer: Sign your credit card and store it in a safe place.CosmoProf Credit Card Executive Summary. In the ever-evolving financial world, having a niche credit card that aligns with your profession can be a game-changer. Enter the CosmoProf credit card, an exclusive financial tool tailored for the beauty industry. This card doesn’t just serve as a medium of transaction; it’s a testament to CosmoProf’s …In today’s fast-paced digital world, convenience and efficiency are key. This is especially true when it comes to managing your financial responsibilities, such as paying your cred...Pay your Alphaeon Credit Card bill or view your statement.EasyPay - Comenity is a convenient and secure way to pay your bills online without creating an account. You can use your credit card number, ZIP code or postal code, and identification type to access your payment options. Whether you have a Comenity Mastercard, a Wayfair card, or a AAA Rewards card, you can use EasyPay to manage …Enrollment is easy and takes 5 minutes. Have a photo of your professional license or business license handy, ... When you pay with a credit card, we obtain a pre-authorization for the total purchase amount. This is not a charge but is meant to ensure availability of funds. ... Yes, Cosmo Prof offers a wide range of salon equipment and furniture to meet … 3% Off every time you shop at Cosmo Prof ™ with your Cosmo Prof Rewards Credit Card. $10 Off Welcome Gift on your next purchase with your Cosmo Prof™ Rewards Credit card. $10 birthday reward gift to use during your birthday month for Cosmo prof™ Rewards Credit Cardholders at Cosmo prof only. More Details. Additional Program Information. Cosmoprof Credit Card. Cosmoprof Credit Card. Thanks to this credit card, you can pay your bills online, see the transactions related to account movements and money transfers, and review the loan application and the awards you have won. It also offers discounted flight tickets and extra discounts on products of many famous brands and hotel ...When You Use Your Big Lots Credit Card . $5 . BIG Rewards members can earn $5 back in rewards for every $100 spent in purchases charged to your Big Lots Credit Card. 1. 6 months 3. No interest if paid in full within 6 months on purchases of $250 or more. Interest will be charged to your Account from the purchase date if the promotional plan balance is …Ready, set, enjoy. Activate your Sam’s Club Credit Card, then register for online account management to use online tools to manage your account. Activate and start using your Sam's Club credit card right away. Register online to …APPLYING IS EASY. NO HIDDEN FEES² ... A CREDIT CARD THAT KEEPS IT SIMPLE. No hidden fees,² no hassle. Pay for what you need while building your credit with responsible use. SEE IF YOU QUALIFY. HERE’S HOW IT WORKS. Applying for and using an Avant Credit Card is a simple, 3-step process. ... ² At this time, approved …Rebuilding your credit is a challenge, but it’s possible to start the process by getting a credit card, paying it off regularly and keeping the balance low. This method requires yo...Cosmo Prof™ Rewards Credit Card - Account Security. Back to Security. Account Security. Protecting your privacy and account security is our top priority — that's why we use the …If you own a small business, accepting credit cards is critical to your success. In today’s world, customers expect the convenience and security of paying with a credit card. But w...Hassle-Free Payments. Pay your Comenity Credit Card bill — no online account necessary.EasyPay - Comenity is een online service waarmee u uw Academy Sports + Outdoors Credit Card account gemakkelijk kunt beheren. U kunt uw saldo bekijken, betalingen doen, uw transacties inzien en meer. Meld u vandaag nog aan en profiteer van de voordelen van uw creditcard. Customer Service: 888-206-1192. Contact Us. Find Your Nearest Store. Request a Consultant. Cosmo Prof Digital Assistant. Safety Data Sheets. For online purchases, you will need your physical card to check out. If you can’t find your card, please contact Comenity Capital Bank by calling 1-877-751-1607 for the Petco Pay Credit Card, 1-855-266-0558 for the Petco Pay Mastercard Credit Card …EasyPay - Comenity Hassle-Free Payments is a simple and fast way to pay your Comenity credit card bills online without logging in. You can choose from various payment options and enjoy the benefits of Comenity Bank. Find out …Dream Purchases Made Affordable Make your dream purchases of RM500 and above happen! Choose your preferred instalment tenure (6, 12 or 24 or *36 months)Do you want to shop for unique products at amazing prices? Log in to your Zulily credit card account and enjoy exclusive benefits and rewards. If you forgot your user ID, you can find it here with some simple steps.Look no further than the Cosmoprof Credit Card. This powerful financial tool offers numerous benefits, including cashback rewards for every purchase, flexible payment options, exclusive access to industry events, and more. With the Cosmoprof Credit Card in hand, you’ll have the financial flexibility and freedom needed to grow your business.Cosmo Prof™ Rewards Credit Card Accounts are issued by Comenity Capital Bank. 1-800-701-4169 (TDD/TTY: 1-888-819-1918) Warning! Your session is about to expire. If you would like to extend your session please choose "Continue Session" or click "End Session" to end your session.Citibank credit card customers can pay their bill by sending a check or money order via mail. Customers can also opt for a one-time online bill payment, enroll in auto bill pay or ...EasyPay - Comenity Hassle-Free Payments is a simple and fast way to pay your Comenity credit card bills online without logging in. You can choose from various payment options and enjoy the benefits of Comenity Bank. Find out …The Target Credit Card is a good credit card that’s worth it for anyone with fair credit or better who regularly shops at Target. The Target RedCard, as it’s also known, has a $0 annual fee and offers 5% discount back on all Target purchases, including those made at Starbucks locations within Target stores. Info about the Target Credit Card has …Online: You may manage your CosmoProf Credit Card account online, as well as see transactions, pay bills, and do other operations. You can also use the … 3% Off every time you shop at Cosmo Prof ™ with your Cosmo Prof Rewards Credit Card. $10 Off Welcome Gift on your next purchase with your Cosmo Prof™ Rewards Credit card. $10 birthday reward gift to use during your birthday month for Cosmo prof™ Rewards Credit Cardholders at Cosmo prof only. More Details. Additional Program Information. Manage your account - Comenity ... undefinedApr 16, 2023 · Online account management: The Cosmoprof Credit Card provides professionals with the ability to manage their account online, making it easy to view account activity, pay bills, and track spending. Rewards program: The Cosmoprof Credit Card offers a rewards program that allows professionals to earn points for every dollar they spend. Step 3: Start saving money in a safe & secure way! Save 30¢ per gallon on your first 100 gallons of fuel, and $0.10 per gallon after that. You’ll be required to enter your PIN at the start of each transaction to ensure the protection of your account. Payment Card Customer Service: 1-855-276-6088.3. Credit card consolidation. Transfer your credit card debt to a balance transfer card or personal loan with a lower interest rate — allowing you to focus on just one monthly payment. The best way to pay off credit card debt depends on your personal situation. As you start this journey, consider three popular strategies.You will lose $20 off your +$50 purchase today with your Cosmo Prof Rewards Credit Card. NO THANKS EXTEND MY SESSION. NO THANKS EXTEND MY SESSION (opens in new tab) (opens in new tab) (opens in new tab) (opens in new tab) (opens in new tab) (opens in new tab) Help Help. Customer Service: 888-206-1192; ... Safety Data Sheets …If your mobile carrier is not listed, we are currently unable to text you a unique ID code. Please call Customer Care at 1-800-701-4169 (TDD/TTY: 1-888-819-1918). Manage your account - Comenity ... undefined Register your card to shop online.*. 3 Easy steps to create your profile & start shopping: Have your zip/postal code handy and enter both as shown. Click the Login link, and begin registration using the "register for web access" fields. Once found your membership details will be shown. Complete the process by entering an email (*) and password. Manage your account - Bread Financial ... undefined Welcome, Select Your Card Sephora Visa® Credit Card Sephora Visa® Credit Card Sephora Credit Card Sephora Credit CardDream Purchases Made Affordable Make your dream purchases of RM500 and above happen! Choose your preferred instalment tenure (6, 12 or 24 or *36 months)Pay your child’s school fees at absolutely no charges with Ajman Bank Credit Card. Also enjoy the flexibility of 0% Installment Payment Plan for up to 12 months -Convert school. ... Get more out of your Credit Card with Ajman Bank Easy Cash Avail up to 90% of your available credit card limit as Easy Cash and enjoy a flexible payment plan of up to 36 … EasyPay - Comenity is a convenient and secure way to pay your VENUS Credit Card bill online. You can choose to pay the minimum amount due, the statement balance, or any amount you want. You can also schedule up to three payments in advance and view your payment history. EasyPay - Comenity makes it easy to manage your VENUS Credit Card account. Manage your credit card account online - track account activity, make payments, transfer balances, and more Protecting your privacy and account security is our top priority — that's why we use the latest encryption technology to give you peace of mind while you access your account online. In addition to our safeguards, here are some important steps you can take to protect your privacy and Cosmo Prof ™ account information: EasyPay - Comenity is a convenient and secure way to pay your bills online without creating an account. You can use your credit card number, ZIP code or postal code, and identification type to access your payment options. Whether you have a Comenity Mastercard, a Wayfair card, or a AAA Rewards card, you can use EasyPay to manage …Make your User ID and Password two distinct entries. Make your User ID and Password different from the Security Word you provided when you applied for your card. Use phrases that combine spaces and words (i.e., "An apple a day"). NOTE: 1 space only between each word or character.Clean At CosmoProf; Customer Service. 1-888-206-1192 Open till 7 p.m. CST. Quick Order; Tools & Appliances. ... Enrollment is easy and takes 5 minutes. ... When you pay with a credit card, we obtain a pre-authorization for the total purchase amount.Adyen: Best for omnichannel commerce. Why we like it: In addition to solid payment processing options, Adyen also offers an omnichannel commerce tool, Unified Commerce, that can help you combine ... | Cxijcwlkormp (article) | Mwirmxa.